Acceptance of Terms

By accessing and using the Wise Insurance Agency website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services. These terms constitute a legally binding agreement between you and Wise Insurance Agency.

2

Our Services

Wise Insurance Agency provides insurance consulting, policy quoting, and insurance brokerage services. The information presented on our website is for general informational purposes only and should not be construed as professional insurance or legal advice. Specific coverage details, terms, and conditions are governed by the actual insurance policy documents issued by the respective insurance carriers.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We make no guarantees regarding the availability or uptime of our website or digital platforms.

3

User Responsibilities

When using our website and services, you agree to:

Provide accurate, complete, and current information when submitting forms or requesting quotes
Use the website only for lawful purposes and in accordance with these terms
Not attempt to interfere with or compromise the integrity of our website or systems
Not reproduce, duplicate, or exploit any portion of our website without express written permission

4

Privacy & Data

Your privacy is important to us. Any personal information collected through our website is handled in accordance with our Privacy Policy. By using our services, you consent to the collection and use of your information as described therein.

We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security of your data.

Note

For complete details on how we handle your data, please review our full Privacy Policy or contact our office directly at (318) 377-8900.

5

Limitation of Liability

To the fullest extent permitted by applicable law, Wise Insurance Agency and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services.

Our website may contain links to third-party websites or services that are not owned or controlled by Wise Insurance Agency. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of such third-party content.

6

Changes to Terms

We reserve the right to modify or replace these Terms of Service at any time at our sole discretion. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of our website and services following the posting of any changes constitutes acceptance of those changes.

We encourage you to review these terms periodically to stay informed of any updates. Material changes may be communicated through a notice on our website or via direct communication when possible.

7

Contact Us

If you have any questions or concerns about these Terms of Service, please do not hesitate to reach out to us. We are here to help and ensure clarity regarding any aspect of our terms.